Fat Wallet

When I left Canada and moved here I had a skinny wallet. It was skinny because I removed all the unnecessary junk that was weighing it down.

When we made the decision to move here I went through the process of cancelling most of my credit cards. I figured what good is a Canadian department store card in the Philippines? I had lots of cards. Too many actually. It's amazing how easy it is to get more cards and get yourself further into debt. Heck, I even had credit card companies offering me cards to move my debt around. Why have debt on only one card when you can have it spread across 20 cards? I over exaggerate when I say 20 credit cards; I didn't have that many but I did have at least 6. 6 cards add a certain amount to fatness and weight to your wallet. And if 6 credit cards weren't bad enough it's those damn points cards that add even more obesity to your wallet. Airmiles cards, points cards for departments stores, Subway sticker cards that take you forever to fill up but continuously tempt for with a free sub, cards from coffee shops telling you your 10th cup of coffee is free if you buy the first 9... the list goes on and on but what it all boils down to is a really fat wallet. So without all those cards my wallet was nice and skinny. It was really liberating burning off all those wallet pounds. I could gently slip my nice skinny wallet into my pocket and no one could tell it was there. No bulge. No huge wallet that makes my ass look 10 times larger. Sweet sweet skinny!

That was then... let's talk about now. When we arrived here I got myself a Mastercard attached to a Filipino bank branch. That's the first card. From there I found myself being offered various points cards for various stores. When I wasn't offered points cards I stupidly began applying for them. I'm not sure why. I don't think it was the promise of great discounts that tempted me. Most of these cards have a points system I don't even understand. You start off with points and then the points turn into e-cash and then the e-cash turns into discounts and finally the discounts turn into free stuff. So basically, after 4 decades of using the points card I may, or may not start getting free stuff! I guess it was the promise of free stuff that tempted me. So here I now, once again, with a fat wallet. It's not only fat, it's obese. It's larger than it was in Canada! You think I would have learned from the fat wallet mistakes of my past but obviously I have not! I guess I am forever destined to a world of fatness....

Cheap Booze

When you do comparison shopping between the cost of things in Canada and the cost of things here in the Philippines you'll notice how inconsistent some things are. You would assume, for example, that things produced in Canada would be cheaper in Canada and more expensive here. This isn't always the case. A good example of this is Canadian Club Whisky. Canadian Club Whisky, when purchased in British Columbia, will cost you around $30 CDN. I recently saw a bottle of Canadian Club being sold here for 400 pesos. If you're quick on the global currency conversions you're probably shocked at the huge difference between these two prices. Canadian Club, here in the Philippines, is insanely cheaper. 400 pesos works out to $9.50 CDN. MORE THAN TWENTY DOLLARS CHEAPER CANADIAN! What the hell? Canadian Club is distilled in Canada and it's more expensive in Canada. I know the liquor taxes are inflated in Canada but this is just plain silly. The fine Filipino folk can get drunk off Canadian liquor at a cheaper rate than the poor overtaxed Canadians. It's a sad sad world.

Maybe I should start up a Canadian liquor store online that sells Canadian Club back to Canadians but at the Philippines price point. I could call this reverse importation or exportation to home soil. Better yet, the next time I travel back to Canada I should fill up my suitcase with bottles of Canadian Club. When Canadian customs informs me I've gone over the allowable limit for alcohol importation I'll just tell them they're 100% wrong. I'm not importing alcohol at all, I'm just bringing these poor depressed bottles of Canadian Club back home. They didn't like the humid climate of the Philippines and wanted to come home to Canada. The customs officers will understand. Being homesick isn't a crime. Plus the customs officers should thank me; I'm feeding Canadian liquor back to Canadians. There's nothing more patriotic than that!